BlackChampagne.com -- No longer new; improvement also in question.

BlackChampagne Home Buy Crap! I get 5%. Direct donations to cover hosting expenses are also accepted. Site Information --What is Black Champagne? --Cast of Characters & Things --Your First Time. --Design Notes --Quote of the Day Archive --Phrase of the Moment Archive --Site Feedback --Contact/Copyright Info Blog Archives --Blogger Archives: June 2005- --Old Monthly Archives: Jan 2002-May 2005 Reviews Section Movie Reviews (153) Ten Most Recent Film Reviews: --Infernal Affairs -- 5.5 --The Protector/Tom Yum Goong -- 6 --The Limey -- 8 --The Descent -- 6 --Oldboy -- 9.5 --Shaolin Deadly Kicks -- 7 --Mission Impossible III -- 7.5 --V for Vendetta -- 8.5 --Ghost in the Shell 2 -- 8 --Night Watch -- 7.5 Book Reviews (76) Five Most Recent Book Reviews: --Cat People -- 4 --Attack Poodles -- 5 --Caught Stealing -- 6 --The Dirt, by Motley Crue -- 7.5 --Harry Potter #6 -- 7 Photos Section --Flux Photos --Pet Photos (7 pages) --Home Decor Photos --Plant Photos --Vacation Photos (12 pages) Articles See all 234 articles here. Fiction Original horror and fantasy short stories. Mail Bags Index Page Features --Links --Slang: Internet --Slang: Dirty --Slang: Wankisms --Slang: Sex Acts --Slang: Fulldeckisms --Hot or Not? --Truths in Advertising Band Name Ratings (350 Rock Bands Listed) FAQ -- Feedback A -- B -- C -- D -- E -- F -- G -- H -- I -- J -- K -- L -- M -- N -- O -- P -- Q -- R -- S -- T -- U -- V -- W -- X -- Y -- Z Hellgate: London --The Unofficial HGL Site --The Hellgate Wiki Diablo II --The Unofficial Site --Flux's Decahedron --Middle Earth Mod
	BlackChampagne -- no longer new; improvement also in question.: Rules are for people who can not think... Wednesday, January 03, 2007 Rules are for people who can not think... A friend of mine is looking for a new apartment, and after he emailed me this story I had to share. (I removed lots of curse words, as you'll soon understand.) He's a student, with some assets and his mom is helping him financially, but he doesn't have much income. He's a full time university student, after all. Looking at a new apartment, he found a nice one for around $1000 a month. The problem is that the apartment requires the person who signs the lease to have a job paying at least 3x the monthly rent to qualify. Tenants can co-sign, but the co-signer must make 6x the monthly rent. (They're obviously thinking the co-signer has their own rent to pay, hence doubling the total.) That's their rule, and there are no exceptions. So despite the fact that my friend has $10,000 in his checking account and could pay the entire lease in advance, they won't give him the lease. His mom has plenty of assets and doesn't owe a mortgage, but she's retired and therefore doesn't earn $84,000 a year (6x the monthly rent) so even if she were willing to co-sign and let the apartment idiots run her credit history, she still wouldn't qualify -- despite the fact that she owns a million-dollar house outright, has a healthy retirement pension, no debts, plenty of assets, etc. (Yes, of course it's 6x the rent for a co-signer even if the co-signer doesn't owe their own rent/mortgage.) So he can't get the lease, despite the fact that he would happily write a check for the entire six or twelve month's rent. In advance. Giving the apartment people a half year or full year's interest gain. Yet the assistant manager of a local Best Buy, earning $38k, with $15k in credit card debts and $500 a month alimony would qualify, since after all, he's earning 3x the monthly rent. My friend said he tried to get some logic in an explanation about this, and it was just impossible. The manager, a walking blond-joke come true (minus the pretty part) was just blank-eyed and confused, and answered every question by saying she'd have to check with her regional manager, who may or may not be a magic eight ball in her sock drawer. I wasn't there, but I laugh when I envision the conversation in her blonde-infused office. Potential tenant: I don't make $36k a year. I'm a full time student. I have assets though, my mom has plenty of assets. Blonde Manager: You don't qualify for the lease terms, though. Potential tenant: I know that. I told you that. I have money, but not the required income, and I can pay the entire six months in advance. Blonde Manager: You don't qualify, though. Potential tenant: I don't need to qualify if I've already paid the full amount! Blonde Manager: But you don't qualify. Potential Tenant: But I don't need to qualify... Blonde Manager: But you don't qualify... And so it goes. He's looking for another apartment now I guess, one not managed by a fembot and her magic eight ball. Labels: misc Posted by: Flux # 4:49 PM Comments: I wonder if they would budge if they were offered double their asking price, or if even that would be insufficient to get through their thick skull. #: 3:07 AM posted by Anonymous Maybe the requirement wasn't there to insure payment but to keep jobless people out of the building. #: 7:44 PM posted by Anonymous Good point. I can imagine that druggies or hustlers could easily have a lot of cash on hand, but no actual official salary. #: 4:35 AM posted by Anonymous That's true, but when signing a lease they don't just count your cash; they do a full credit check and find out if you've ever been evicted or declared bankruptcy. I'd assume anyone with a criminal record would show up there as well? I also wonder if apartments look for how you're earning your money now? I mean one would assume they don't want to rent to a successful amateur porn star, who will be paying the rent by filming her gynecological exploits via web cam. #: 12:58 PM posted by Flux Post a Comment << Home Archives May 2005 June 2005 July 2005 August 2005 September 2005 October 2005 November 2005 December 2005 January 2006 February 2006 March 2006 April 2006 May 2006 June 2006 July 2006 August 2006 September 2006 October 2006 November 2006 December 2006 January 2007 February 2007 March 2007 April 2007 May 2007 June 2007 July 2007 August 2007 September 2007 October 2007 November 2007 December 2007 January 2008 February 2008 March 2008 April 2008 May 2008 June 2008 July 2008 August 2008 September 2008 October 2008 November 2008 December 2008 January 2009 February 2009 March 2009 April 2009 May 2009 June 2009 July 2009 August 2009 September 2009 October 2009 November 2012

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