BlackChampagne.com -- No longer new; improvement also in question.

BlackChampagne Home Buy Crap! I get 5%. Direct donations to cover hosting expenses are also accepted. Site Information --What is Black Champagne? --Cast of Characters & Things --Your First Time. --Design Notes --Quote of the Day Archive --Phrase of the Moment Archive --Site Feedback --Contact/Copyright Info Blog Archives --Blogger Archives: June 2005- --Old Monthly Archives: Jan 2002-May 2005 Reviews Section Movie Reviews (153) Ten Most Recent Film Reviews: --Infernal Affairs -- 5.5 --The Protector/Tom Yum Goong -- 6 --The Limey -- 8 --The Descent -- 6 --Oldboy -- 9.5 --Shaolin Deadly Kicks -- 7 --Mission Impossible III -- 7.5 --V for Vendetta -- 8.5 --Ghost in the Shell 2 -- 8 --Night Watch -- 7.5 Book Reviews (76) Five Most Recent Book Reviews: --Cat People -- 4 --Attack Poodles -- 5 --Caught Stealing -- 6 --The Dirt, by Motley Crue -- 7.5 --Harry Potter #6 -- 7 Photos Section --Flux Photos --Pet Photos (7 pages) --Home Decor Photos --Plant Photos --Vacation Photos (12 pages) Articles See all 234 articles here. Fiction Original horror and fantasy short stories. Mail Bags Index Page Features --Links --Slang: Internet --Slang: Dirty --Slang: Wankisms --Slang: Sex Acts --Slang: Fulldeckisms --Hot or Not? --Truths in Advertising Band Name Ratings (350 Rock Bands Listed) FAQ -- Feedback A -- B -- C -- D -- E -- F -- G -- H -- I -- J -- K -- L -- M -- N -- O -- P -- Q -- R -- S -- T -- U -- V -- W -- X -- Y -- Z Hellgate: London --The Unofficial HGL Site --The Hellgate Wiki Diablo II --The Unofficial Site --Flux's Decahedron --Middle Earth Mod
	BlackChampagne -- no longer new; improvement also in question.: Your Free Credit Rating! Friday, April 27, 2007 Your Free Credit Rating! If your browser had a junk mail filter that worked on blog posts, this one would be toast, huh? Disengenuous title aside, I just got my credit card bill for the month, and as I stuck in the check and prepared to seal the envelope, I did my usual cursing and muttering about the junk mail insert. Every month, I get ads for the cheapest fucking crap along with my credit card bill. Garbage! Seriously, I'm insulted that they send me ads for this stuff. This month it was some kind of customized stamp; like you can put Cancelled! with a box border around it, and then thunk the stamp down on old checks, or whatever. And it's not even a good stamp; there's no mother of pearl handle, or filagreed inlaid base or anything. It's a brightly-colored piece of plastic; it looks like something a nine year old would pay a quarter for from a machine at the front of the dollar store. Every month is the same too. It's always relentlessly cheap, sub-Wal-Mart quality plastic junk. Five karat cubic zirconium tennis bracelets and collectible plates and no-name cartoon figurines and other stuff like you see advertised on the inside pages of that Parade magazine they stick in the Sunday paper. Every month I'm offended by the offer, and worst of all, there's a perforated order form attached to the back of the envelope, which I have to carefully tear off before I can seal my check and payment receipt and mail the bill back. Several times I've ripped it and torn the back of the envelope, necessitating some invisible tape repair before I can send them money. I could understand this if I had one of those debit credit cards where you can only spend the money you've got in an account, or some other cheap ass, Tijuana National Bank bullshit. But I'm using a platinum MasterCard from a major financial institution with a credit limit far higher than I'll ever need or be able to afford. On the other hand, I've had the card for over a decade, I'm set with no annual fee for life, and I always pay it off my balance that month and never give them any interest, so I guess they've got to try to gouge me somehow. They could at least custom tailor my ads a bit. I'm so not in the demographic for the cutesy crap they send out. If they had cool, practical, classy stuff like oh... replica samurai swords, or porn star trading cards (do not eat the gum) I might give them some of my money. Labels: advertising Posted by: Flux # 1:08 AM Comments: Wow, you still get credit card bills in the mail? That is like, sooo 20th Century. Online bill pay, my friend. Know it, use it, love it. Bye-bye ads for cheap crap. #: 8:49 AM posted by Anonymous Ditto what aahzmadius said. Online bill pay is everything. Save yourself the cost of a stamp and the frustration of a ripped envelope. I have not written a check to pay a credit card bill through the mail since 1999. Hang on to the checkbook, though. You might use it to make the downpayment on your next Porche or oceanfront home. #: 4:32 PM posted by Anonymous I use the online bill pay from my bank so I can push out the payments to the ccc rather than have them take it from my bank account. I can't keep track of the online logins for the ccc website because I really don't look at my cc statements that often. Though I know that if I did that then I could get rid of the mailed statements completely. But I don't trust the cccs and I like hard copies of my statements to prove indeed I paid on time. But yeah, I have to agree, with the other two, I just open the cc bill, check the total and chuck everything else. #: 11:06 PM posted by Gura Almost no one uses cheques here at all for anything. Everyone pays by automatic direct debit, telephone banking or internet banking. When I worked as the banking cashier at the Warehouse (crappy NZ imitation of Walmart) we would normally get maybe 5-6 cheques per day, out of a total take of $30k. Cheques (or "checks") really have gone the way of the dodo here. Also, if you keep ripping the envelope, why don't you just use scissors to cut along the perforations? Whenever you do that you'll find that the scissors almost cut it automatically - requires very little effort and you won't rip the envelope. #: 2:27 PM posted by Anonymous Post a Comment << Home Archives May 2005 June 2005 July 2005 August 2005 September 2005 October 2005 November 2005 December 2005 January 2006 February 2006 March 2006 April 2006 May 2006 June 2006 July 2006 August 2006 September 2006 October 2006 November 2006 December 2006 January 2007 February 2007 March 2007 April 2007 May 2007 June 2007 July 2007 August 2007 September 2007 October 2007 November 2007 December 2007 January 2008 February 2008 March 2008 April 2008 May 2008 June 2008 July 2008 August 2008 September 2008 October 2008 November 2008 December 2008 January 2009 February 2009 March 2009 April 2009 May 2009 June 2009 July 2009 August 2009 September 2009 October 2009 November 2012

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